how to get business loan

how to get business loan

To promote small enterprises in the country, the government has started various loan schemes.  Apart from the Pradhan Mantri Mudra Yojana, there are many other schemes in which you can take loans ranging from small amounts to large loans.

Business LoanWhat is 

This is actually a loan taken to meet your business needs. If you also want to take a business loan from any bank, then its process is as follows-
Create a detailed business plan.
Tell your business plan to the bank from which you want to take a loan.

After that decide how much loan you need.
Find out about your credit score.
In fact, banks decide to give you a loan according to your business plan.  If the bank thinks that your business and the profits from it will be such that you will be able to repay the bank loan in the stipulated period after meeting your expenses, then only the bank approves your loan.

What to do for Business Loans

First prepare your business plan.
Collect detailed information about the bank or government scheme under which you want to take a loan

Based on that information, prepare the necessary documents for the loan.
Now go to the bank for loan or apply online.

What are the benefits of taking a business loan 

money help for business needs,
Fulfillment of financial needs for both short and long term

Who can Apply for Business 

Individual entrepreneurs doing their own business,
private limited companies,
Partnership Firms

For Business Loan: Name of Government Schemes 
Mudra Yojana:- Macro Units Development and Refinance Agency Limited, the goal of this scheme is to provide loans to non-traditional businesses at low interest rates by the bank for setting up enterprises.  Under this scheme, according to the nature of the enterprise, it has been divided into three categories to provide loan: - Shishu category, Kishore category, and Tarun category.

Pradhan Mantri Employment Generation Program-Under this scheme, the loan is divided into two categories.
For business in the service sector, there is a provision to give loans up to Rs 15 lakh.
For business in the manufacturing sector, there is a provision to provide loans up to Rs.25 lakh.

To make women available for business, many banks have started schemes which are as follows
Vaibhav Laxmi Yojana:- This scheme has been started by Bank of Baroda to give loans to women for business.
V Shakti Yojana:- This scheme has been started by Vijaya Bank to give business loans to women.
Synd Mahila Shakti :- The target of giving loans to 20 thousand women businessmen has been set by Syndicate Bank under this scheme.

How to take a loan from a bank for business Loan 
For a loan from the bank, you should take special care of some things.  You should have a clean plan to start a business so that the bank can give you a loan, some steps to get a loan from the bank are as follows-
Step 1: Go to the bank with a written business plan.  If you want, you can take the help of business plan writers.  The loan amount depends on the nature of your business as well as how much you can earn in the business.

Second step- Every bank has its own rules for giving loan, so before applying for loan, definitely get information about the bank, whether the bank can give loan according to your need or not.  Explore the schemes of many banks, different rules apply for micro, small and middle class business, so get information about these rules.
Step 3: Keep all the documents ready, if you can give something as a guarantee for a business loan, then taking a loan can be easy.  In such a situation, if you default, the bank can recover money from that property.

Step 4: Once the documents are submitted, it is up to the bank whether it wants to give the loan or not.  The bank will also decide how much the loan amount will be based on the nature of your business.

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how to grow business

how to grow business

1-Protect intellectual property Intellectual Property
When we start doing business, for that we have to do some documents i.e. some paper work like we have to put our business name, company name, trade mark logo and register our company etc.  Is 

2- Protect key employees Make Loyalty between Employees

There are some key employees in any company or business who know very well about your business, which you can call best employees, it is very important to protect them. If you did not protect them, then perhaps your competitors offer them a good offer.  You can join your company by giving

3-Protect Key Customers Make Loyalty between Customers

Just like you protect your key employees, in the same way protect the specific customers of your business/business because most of the profits of your business come from some of your key customers.

4-Protect Data Save your Data

This is also an important way to make any business big because data is very important for any company, you should also keep your business data safe.

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how to make money from your twitter account

how to make money from your twitter account

So, you've built up a following on Twitter and are looking to cash in, huh
Unfortunately, you have chosen the wrong social network. Unlike YouTube, Facebook and even TikTok, Twitter has no program where it pays creators for content. There's no monetizing video and Twitter is taking a cut of ad revenue (unless you're a big publisher, that is.)

However, lucky for you, Twitter is working to change that.  While the platform still doesn't have a revenue share model — other than a specific video monetization program reserved for large, partner publishers, called the Amplify Publisher Program — there are some new features that will allow content creators to make money on the platform.  These features currently involve all creators being paid directly by other Twitter users rather than the company and its advertisers, but it is a monetization model nonetheless.

Willing Let me show you how you can use them.  But, heads up  This article will not look at various ways to earn money on Twitter through third party websites such as sponsored tweets or affiliate links.  We're going to focus on the official revenue paths implemented by Twitter.  And keep in mind that many of these features are still ongoing, and may not be available to all users.

tip jar

The fastest way to monetize your Twitter account is to set up Tip Jar Tip Jar

Tip Jar is basically a way for your followers to tip you through some of the most popular payment platforms online.  It essentially works like popular bio link tools like Linktree, except it's built directly into Twitter.

Simply tap Edit Profile on your Twitter profile page.  If this feature is available to you, you will be able to turn on Tip Jar right in the same menu.  From there, you'll set up payment options for people who want to give you a tip.  Tip Jar currently works with Cash App, PayPal, Venmo, Patreon and Bandcamp.

Once Tip Jar is fully set up, anyone who visits your profile can simply click on the Tip Jar icon, choose a payment option of their choice, and be taken directly to your personal link.  where they can send you money on that platform.

Do you have at least 10,000 Twitter followers, tweet at least 25 times per month, and are in the U.S.  lives in

Yes?  OK, then Super Follows Super Follows may be available to you

Super Follows is Twitter's version of the subscription or subscription monetization model.  Creators who have active Super Followers can charge users a monthly fee for bonus content.

Twitter allows creators to set their own subscription price point at $2.99, $4.99, or $9.99.  Creators account for 97 percent of revenue until they reach $50,000 in lifetime sales.  After that, Twitter increases its deduction and producers bring in 80 percent of revenue.

Once a Twitter user subscribes to and becomes a Super Follower, they receive a badge that denotes them as a Super Follower of an account.  Creators can send tweets and personalized replies that only super followers can see.

Here you can apply to implement these new monetization features.

If Super Followers is available to you, hit the hamburger menu icon in your Twitter app to open the main sidebar menu.  Tap Monetization then tap Super Follow and fill out the application.  If your application is approved, you must accept Twitter's Super Followers Creator Terms  Some qualified applicants may be placed on a waiting list if they are not in the test group.

ticketed places

To arrange tickets at ticketed locations.

If events are more important to you, you should look into ticketed venues with ticketed venues.

Twitter SpacesTwitter Spaces is the platform's built-in version of the popular mobile app Clubhouse.  It is basically a live audio chat and has proved to be quite a success on Twitter for a few months after it went live on the platform.

In fact, the Spaces feature (which is free) has been so successful that Twitter has introduced a monetization feature for it, and that's why the feature is called Ticket Spaces If you have at least 1,000 followers, and run three Spaces a month, you can charge users to participate in one of these live audio chat sessions.

To apply to play ticketed locations and be charged for your Twitter Spaces event, simply click the Monetize button on the main menu, tap Ticketed Locations and fill out the application.  If approved, you'll need to open and link a Stripe account to use the ticketed location.

Once it's all over, you can charge anywhere from $1 to $999 per ticket for your Spaces event.  Unlike a regular space chat, a host can limit the size of the audience in a ticketed space.  Like Super Followers, creators can earn up to 97 percent of their revenue based on their lifetime earnings on their space.

And there you have it: All the official avenues built directly into Twitter allow users to make some money…at least for now.

It's clear that Twitter is experimenting with many different revenue models for users.  The way YouTube and Facebook do – through ad revenue sharing – Twitter remains a tantalizing unexplored prospect for monetization.  While they have a version of this for larger publishing partners (the Amplify publisher program above), rolling it out to their larger user base will really be a game-changer for creators on their platform.

Mashable will update this piece as Twitter adds new monetization features.

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how to start business

how to start business

The journey from starting any business to making a company of crores is amazing.  To start a business, you have to plan, work hard, face difficulties, solve problems.  Due to which you climb the stairs of success in your business so fast that you do not believe in yourself. Here are some important ways to start a business-

(Step 1:- Write Business Plan Write your Business Plan

If you are going to do any business, first of all you should have a plan.  Maybe so far that plan is going on in your mind but as soon as possible write it on a paper.

(Step 2:-Choose Business Location Choose a Business Location

A good location is needed to start any business, because any business, product or service can run well only when it is in a good place or can say that its business location is very good because if the customer is in your business.  If you do not come close then your business can be difficult to run, so make sure to have a right place before starting your business.

(Step 3:-Select Team Build your Team

To make any business big, a team is needed because a single person cannot do much but a team can do a lot of work.  That's why make a team for your business and give place to those people who are your trusted people in that team.

(Step 4:- Investing for Business Finance your Business

To start any business, you have to invest money from yourself in the beginning, but you also have a limited amount, which you keep investing for some time.  After that you hope that you will get some income from the business you are doing, but it may also happen that you should not get the income so soon, for this you should keep money in advance.

(Step 5:-Technology Select your Technology

Use technology and do your online marketing.  Tell people about your business on social media and analyze how with the help of internet and technology, the business will move towards success faster.

(Step 6:- Understand Employer Responsibilities Understand Employer Responsibilities

If you are a good businessman and your business is going very well, then you should understand your responsibilities very well, the first of them is that you have to pay the most attention to all the employees you have, if they have any problem then their solution.  Do it immediately.  Along with this, there are many other responsibilities, you understand and fulfill all those responsibilities of a company on time and properly.

(Step 7:- Purchase an Insurance Policy

Just as people get their insurance, they buy insurance policy to secure their future, in the same way you need to buy an insurance policy for your business because in future this insurance policy will help in expanding your business.

(Step 8:- View Local Help Find Local Assistance

To do any work, you may have to take the help of anyone in the beginning, so wherever you start a business, whatever kind of business you do, find some sources that can help you to get local help like  There may be local people who can help you in your business.

(Step 9:- Create a Maintenance List Create a Maintenance List

When many people work together in a team to grow any business, then some things are required for their maintenance, which a company should take care of a businessman at the right time and this can happen only at the right time.  It is when you have its list or you have information about it, but where will this information come from when you keep this list with you or give the responsibility to any one responsible who can give it to you at the right time.

(Step 10:- Set Future Goals

To make any business bigger, future goals are set to grow, goals are set for future where we have to take our business in next month or us next 6 months, or next 2 years.  What to achieve  You also set some such goals for your business and start working accordingly.

(Step 11:- Leader Leadership

Continue to grow your business and lead your team like a leader.  Consider your employees as your partners instead of considering them as employees.

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Best way to avoid insomnia

Best way to avoid insomnia

If you are a victim of insomnia for a long time, then this disease can reduce your life.  There are many people who do not complete their sleep and are engaged in work even after getting sleep.  To be healthy, people should get at least six hours of sleep.  If you avoid sleep for a long time, you can become a victim of insomnia.

Studies have found that chronic insomnia increases the level of inflammation in your blood.  Which can lead to diseases like heart diseases, diabetes, cancer, dementia, obesity and depression.

While sleeping, the environment around you should be kept calm.  Try to sleep comfortably by turning off the loud noises around you.  Your sleeping bed should be soft and comfortable.  So that you can sleep comfortably.  Because if the bed is hard then you cannot sleep peacefully on it.

The light of the room should be extinguished while sleeping because when the light is lit, the eyes start opening again and again and you are not able to sleep.  So sleep in a dark room.

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Get complete information on how to earn money from Instagram

  

Get complete information on how to earn money from Instagram

You've probably heard the stories of Instagrammers who are cashing in on the photos they snap and share every day.  Maybe you've looked at your own huge following and thought, "Maybe I can do that too".

Just like bloggers, YouTubers, and anyone else who has built an audience around the content they produce, Instagrammers find reach and impact—two things many companies struggle with.

Together, these two things give Instagram creators an opportunity to explore multiple streams of potential income, whether they want to build an empire or just earn some extra cash and free stuff.

Need a quick guide?  Read our post - Sell on Instagram: How to optimize your Instagram bio, hashtags and posts to increase sales

How many followers do you need to make money on Instagram

If by now you are wondering how many followers you need to accomplish this, the short answer is "not as many as you think".
The long answer depends on factors that range from:

What niche are you in and how easily you can link it directly to the product category (fashion, food, beauty and fitness are popular niches based on top Instagram hashtags)

How busy are your followers (100K fake followers won't be much).

Which revenue channels do you explore?
Naturally, the more followers you have, the better.  Check out our tips on how to get followers on Instagram.

While top Instagram users make thousands per post on the photo-sharing platform, even those who have fewer than 1000 but engaged followers have the potential to start making money.

Free Webinars: How to Grow and Monetize Your Instagram Account

A free workshop with field-tested Instagram marketing tips.  Learn how to grow your Instagram audience and monetize it with an online store.

Reserve your seat now

How do you make money on Instagram

Depending on your unique brand of Instagram content, your audience, and your level of commitment, you can make money on Instagram in the following ways:

Doing sponsored posts for brands that want to be exposed to your audience.
Becoming an affiliate and making commissions for selling other brands' products.

Creating and selling physical or digital products, or providing a paid service.
Selling a license for your photography or video.

The beauty here is that chasing one revenue stream doesn't necessarily rule out the other.

So let's start with the most common approach to Instagram monetization: partnering with brands as an influencer.

How do I work with brands on sponsored posts?

The word influencer is in the news a lot these days.

An influencer is basically anyone who has built themselves an online reputation by doing and sharing awesome things online.  To their audience, influencers are tastemakers, trendsetters and trusted experts whose opinions about certain topics are respected.

Many brands simply cannot compete with this and hence they partner with influencers instead of sponsored posts which help to get the word out about their products.

But it's not just the size and reach of your Instagram account that brands want.  This is your audience's trust and engagement with your content.

It can be hard to balance your income as an influencer and your integrity as a creator, but if you're not dependent on your Instagram income to make a living, you'll always need to be picky about the brands you love.  There is freedom in who you work with, such that brands will be selective about the Instagrammers they work with.

All kinds of brands are using influencer marketing to get their products out there (via the Fohr card).

How do you decide what to charge as an influencer

These influencer deals typically involve the creation of content—an Instagram post, video or story—and sometimes include allowing brands to use this content on their site or in an ad.

Most of these deals are negotiable and may include a single post or an entire campaign in exchange for a fee, a free product, a service, a gift, a promise of exposure, or some combination of these.

Keep in mind when negotiating that you are not only offering content, but giving your audience access, with potentially huge reach and usage rights on one of the most popular social platforms around.

 In a survey of 5,000 influencers, almost 42% said they charged $200 to $400 per post—just to give you an idea of ​​what some brands are willing to pay, and the cards you have.  How to negotiate based on them.

Lastly, as an influencer it is important that you know your own audience as well.

What is the makeup of your audience and what is your engagement rate (total engagement divided by your number of followers)?  If you've switched to a business account, you can dig up the numbers in your Instagram Analytics reports to back it up.  This will help you be prepared when the time comes for the conversation.

Want to learn how to grow and monetize your Instagram account?  Gretta van Riel, Instagram marketing expert, shows you how to grow your business with Instagram, a free course inside the Shopify Academy.

How do I find a brand to work for

If you're big enough, chances are brands will find you.  But you can look for brands that operate on a similar level in terms of personality and values, so your audience won't feel like you're selling out.

You can contact them directly to try to work out a deal, but you can also list yourself on one of several influential marketplaces to increase your chances of being discovered:

Fohr Cards: Connect to your Instagram, blog, YouTube channel and other social platforms to create an impressive "card" that shows the total reach of brands shopping for your different profiles and partnerships.  You also get access to brands and their wish lists, so that you can take the initiative to reach them.

Grapevine: If you have 5000 or more followers, you can list yourself on the Grape Wine Marketplace for an opportunity to work with like-minded brands.

Crowd Tap: Perform small content creation tasks to earn rewards.  This is great if you have a small audience.  US only  Available in.

indaHash: Brands run campaigns that you can participate in.  Post a picture with the specified hashtag on Instagram and get paid.  You need 700 engaged followers to be eligible.

Rules vary when it comes to sponsored content, but to be on the safe side and respect your audience's trust, consider adding a sponsored hashtag to indicate sponsored posts.  In case you need reassurance, nearly 69% of influencers said in a report that being transparent about sponsorships didn't affect their recommendation to consumers.

You can find examples of sponsored posts and how Instagrammers integrate brands into their story or caption by doing a sponsored search on Instagram, such as How She Asked, an account that shares marriage proposal stories and an ornament.  Business Partners with:

Instagram also has a paid partnership tag that prominently identifies sponsored posts, which some brands may require for you to disclose your relationship with them.

Become an Affiliate
Unlike an influencer, an affiliate is more invested in making sales for the partner brand – not just creating awareness – in exchange for a commission.
This is usually done with a trackable link or unique promo code to ensure that the clicks actually translate into sales.  Since Instagram doesn't yet allow links anywhere

outside your bio, you can only focus on one product at a time if you choose to rely on affiliate links, making promo codes a better alternative to Instagram.  Because you can actually include them in your posts.  .
Note: Instagram plans to roll out links for Instagram Stories, which will open up new opportunities for you as an influencer.
Consider reaching out to one of the many

online merchants that offer affiliate programs that you can participate in.  Or you can also check out popular marketplaces like:
ClickBank: An affiliate platform with tier-based commissions that is open to all.
Reward Style: An invitation-only fashion and lifestyle influencer network that offers 20% commission.

Amazon Affiliate Program: A popular option that gives 10% commission.

While it sounds like a numbers game, affiliate marketing is also an art, and you'll have a better chance of success if you have a plan to go into it and expand your online presence to include websites and other marketing channels.  Expand.
Tip: Affiliate links can be long and ugly, so I recommend a URL shortener like Bit.ly, especially if they're going in your Instagram bio.

Open your own online store

So far it may seem that the only way for an Instagrammer to make money is by selling to other brands and working with them.

But manufacturers of all kinds are in a good position to sell with their own products: physical goods, services, or digital items that can be an extension of their brand, building a business with an audience at its center.  .

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